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Critical illness cover

Latest News, Protection Advice

Critical illness cover, also referred to as critical illness insurance, is a long-term insurance policy that pays out either as a regular income or a lump sum (one-off payment), if you’re diagnosed with one of the critical illnesses covered by your insurance policy**. The sum assured can be used for a number of purposes, for example to pay off your mortgage, unsecured debts, or pay for alterations to your home such as wheelchair access should you need it.

For many people this type of cover allows them the benefit of being able to focus on their recovery rather than the worries of maintaining the household and bills.

Terms and conditions apply. Please see one of our financial consultants for details.

**Some serious illnesses might not be covered by a critical illness policy